Finance Department
Auto Loans
Priority Honda Roanoke works with top financial lenders, both on a National and Local level. We are focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with lenders and financial institutions from all over including Roanoke, Blacksburg, and Lewisburg to ensure our customers get the right finance program for them at the most competitive rates.
We strive to work with each customer to ensure their satisfaction. We have assisted in the financing of customers from Christiansburg to Lynchburg. Whether you are right down the road or an hour away from Roanoke you can use our quick pre-approval form to qualify for one of our lender’s finance programs. Additionally, we can provide you with a payment calculator to estimate your buying power and monthly payments to help you in the buying process.
Our Financial Services Include:
Competitive rates direct from the manufacturer and local Virginia banks
Quick approvals
Value-added services to protect your vehicle investment
Extended warranty programs
And many more finance programs to fit your needs
How is your credit?
Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.
BEST “I never miss a payment!”
The Priority Honda Roanoke loan process can help you find the best interest rate for your next vehicle purchase.
Great New Vehicle APR!*
Competitive Used Vehicle Rates*
We have hundreds of new and used Honda vehicles for immediate delivery and access to some of the lowest interest rates in the business.
*Rates subject to change. Please see dealer for up to date rates.
OK “I’ve missed a payment or two.”
Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!
Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Honda vehicles currently available for immediate delivery.
NOT SO GOOD “I need to rebuild my credit...”
We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.
To get started, fill out our FREE credit application online.
Once the application is completed, the Priority Honda Roanoke finance team will put together a loan package that is tailored specifically for you.
Auto Financing Questions, Answered
Financing a vehicle comes with important decisions, and it’s normal to have questions along the way. Whether you’re exploring loan options, considering a trade-in, or deciding between financing and leasing, our Finance Department is here to help clarify the process. Below are answers to some of the most common questions shoppers ask about dealership auto financing and Honda financing, so you can move forward feeling informed and confident.
How does dealership financing work?
At our dealership, our Finance Department works directly with a network of trusted lenders, including banks, credit unions, and Honda Financial Services. We review available financing options with you and help match loan terms that align with your budget and vehicle choice.
Should I get pre-approved for an auto loan before visiting the dealership?
Getting pre-approved can be helpful because it gives you a clearer picture of your buying power before you visit. Many customers choose to apply online ahead of time so they feel more confident when exploring vehicles and financing options with our team.
What affects the auto loan interest rate I’m offered?
Interest rates are based on several factors, including credit history, income, loan term length, and current market conditions. Our Finance Department reviews these details with you and explains how they may affect available financing options.
Can I trade in my current vehicle when financing a car?
Yes. At our dealership, the value of your trade-in can often be applied toward your down payment or the total amount financed, which may help reduce your monthly payment.
What’s the difference between financing and leasing a vehicle?
When you finance a vehicle, you’re working toward full ownership once the loan is paid off. Leasing typically involves lower monthly payments but requires returning the vehicle at the end of the lease term unless you choose to purchase it. Our Finance Department can help you compare both options.
Do I need a down payment to finance a vehicle?
Down payment requirements vary depending on credit profile, lender guidelines, and the vehicle selected. While a down payment isn’t always required, putting money down can help lower monthly payments and reduce total interest.
Will applying for financing affect my credit score?
Submitting a full credit application usually results in a credit inquiry. However, completing a pre-qualification or pre-approval form may involve a soft inquiry, which does not impact your credit score.
